Insurance questions

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Alan Gomes - 28 Nov 2005 17:25 GMT

I'm considering sailing my boat from Southern California to Hawaii in a few
years. I am currently insured with Boat US, but the policy only covers local
coastal waters. I contacted them and they do not have a provision for
issuing a rider to cover the offshore voyage to Hawaii nor even to cover the
boat once it has arrived there.

My preference would be to maintain insurance coverage if possible. I would
appreciate any suggestions for insurance options for this voyage, if there
are any available.

Thanks,
Alan

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Andy Saunders - 29 Nov 2005 12:50 GMT

Most insurance carriers have a distance limit built in their policies. I am
a State Farm agent and we have a 75 mile limit. I have a policyholder who
wanted to be able to take his boat to the Bahamas (over 75 mi) and had to
find a another ins carrier. I am sure he paid more for that coverage. I
would check with some large independent agencies that specialize in the
marine industry. Good luck.

> I'm considering sailing my boat from Southern California to Hawaii in a
> few years. I am currently insured with Boat US, but the policy only covers
[quoted text clipped - 8 lines]
> Thanks,
> Alan

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Geoff Schultz - 29 Nov 2005 13:56 GMT

Goto groups.google.com and do an advanced search in rec.boats.cruising for
"insurance" in the subject. You'll find that this has been discussed lots of
times.

-- Geoff

> Most insurance carriers have a distance limit built in their policies.
> I am a State Farm agent and we have a 75 mile limit. I have a
[quoted text clipped - 14 lines]
>> Thanks,
>> Alan

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Boat Forum / Cruising / November 2005

Insurance questions